Go through entrance counseling
If you’re borrowing a Federal Direct Subsidized or Unsubsidized Loan or a Federal Direct PLUS Loan for the first time, you must go through online entrance counseling. Entrance counseling will help you understand the federal loans you’re borrowing and the options you’ll have to repay them. You must complete the counseling before loan funds will be credited to your account.
You will need your FSA ID to log into your entrance counseling session.