Satisfactory Academic Progress

Satisfactory Academic Progress requirements

We review your academic progress at least once a year. It’s determined by your enrollment in all previous terms (including those in which you withdrew completely from classes), whether or not you received financial aid.

If you are a nondegree student who is eligible for financial aid, you are expected to meet the same standards as an undergraduate student in order to keep your aid.

You must meet the following requirements to make satisfactory academic progress (SAP):

You must maintain a cumulative program GPA of no less than the graduation requirements for your academic program.

Transfer credit hours from outside the IU system don’t count toward your program GPA. The exception is that courses from Purdue will count if you’re enrolled in a Purdue degree program.

In order to meet SAP requirements, you have to successfully complete no less than 67 percent of your total attempted credit hours.

Your completion rate is determined by dividing the hours you successfully completed by the total number of hours you attempted. For SAP purposes, your completion rate will be rounded to the nearest whole percentage. For example, if you take 9 credit hours but successfully complete only 6, that is a completion rate of 67 percent.

Hours successfully completed include those with grades of A, B, C, D, P, R, and S.

If you received a grade of W, F, FX, or I in a course, you did not successfully complete that course. Hours from these courses are included in the total hours attempted in the formula above.

Attempted hours may include:

  • Hours accepted for transfer
  • Repeated coursework
  • Coursework in which a student is granted academic forgiveness
  • Consortium coursework
  • Courses that are noncredit, remedial, or enrichment
  • English as a Second Language courses
  • Coursework completed in the Passport Program between IUPUI and Ivy Tech Community College of Central Indiana

Transfer credit hours are counted as both attempted and completed. Audited courses are not included in the calculation.

You must complete your degree requirements within 150 percent of the published credit hour length of your academic program. For example, if your degree requires 120 credit hours for completion, you must be on track to complete your degree requirements before attempting 180 credit hours (120 credit hours X 150 percent).

We are required to select students at the point in time we determine they cannot meet the 150 percent requirement. We begin to select students when they have attempted 125 percent of the published credit hour length of their academic program. For example, if your degree requires 120 credit hours for completion, you will be selected for SAP when you have attempted 150 credit hours (120 credit hours X 125 percent).

Changes in major, pursuit of a second degree, and transfer hours may impact eligibility based on number of hours attempted.

How we monitor your academic progress

Your eligibility will be reviewed on an annual basis. Each spring after final grades have been posted, the Office of Student Financial Services reviews each undergraduate and graduate financial aid application for satisfactory academic progress. You’ll also be evaluated after you submit your FAFSA or after you apply for a private loan or Federal Direct PLUS Loan. You may also request a SAP review at the end of any semester you’re enrolled.

Students who apply for summer aid have their progress evaluated after spring grades are finalized in May.

Students enrolled in eligible certificate programs that are shorter than 24 credit hours are monitored for SAP compliance at the end of each payment period. For these programs, we review after fall semester before spring aid is awarded, after spring semester before summer aid is awarded, and after summer before fall aid is awarded.

What happens if you don’t make satisfactory academic progress?

You must meet all of the SAP requirements listed above to be eligible to receive financial aid. We’ll notify you if you’re making unsatisfactory academic progress. You can also see your status in One.IU. If you’ve been flagged as making unsatisfactory progress for more than one requirement, you will see multiple items on your To Do List.

If you lose your aid eligibility due to lack of satisfactory academic progress, you have options.

Submit an appeal

You can submit an appeal to the Office of Student Financial Services SAP committee. Information on how to submit an appeal is included in the SAP notification email. 

A complete SAP appeal includes the following components:

  • Your completed appeal form, including information from your advisor when necessary.
  • A typed statement explaining the circumstances that contributed to your unsatisfactory academic progress during all periods of enrollment regardless of whether or not you received financial aid for those terms. Your statement should include any behavioral modifications you have made or will be making to ensure you can be academically successful in the future.
  • Documentation supporting your statement, which may include:
    • For a medical condition: a physician’s (or health care provider’s) statement confirming your condition and that they support your decision to continue your enrollment.
    • For the death of family member: a copy of the death certificate or obituary.
    • For a divorce or separation: a court document or statement from the student/parent.
    • For military service: official military orders.

The Office of Student Financial Services SAP Committee will review your appeal. Decisions are made after careful evaluation of your unique circumstances, Federal Title IV regulations, and IUPUI guidelines. You’ll be notified of our decision at your IU email account. You can expect a decision within 15 business days. During this time, you’re responsible for any tuition and fees (including late fees) that are charged to your account.

Appeal forms

Please contact the Office of Student Financial Services at 317-274-4162 or with questions or to request these forms in an accessible format.

2021–22 aid year (fall 2021–summer 2022)


Appeal priority deadlines

  • Fall: August 1
  • Spring: December 15
  • Summer: June 15

Submit your appeal form and documentation as soon as possible. Aid may not be approved for appeals submitted after the end of a term.

Submitting an academic progress appeal does not guarantee approval or aid eligibility.

If your appeal is approved

Check the Student Center to make sure you have no other financial aid to-do items. If nothing is listed, you can expect to receive a notification of your financial aid package within the next 10 business days.

If your appeal is denied

You must reestablish your eligibility to receive financial aid. Check your email for additional information. If your appeal was denied due to completion rate or GPA issues, you may become eligible by taking classes and paying for them on your own in order to meet minimum SAP requirements.